Parmanand Sahu

Parmanand Sahu

Data Science Professional

Capital One

About

I began my journey with computers in 2009, developing exceptional problem-solving skills and a knack for crafting effective solutions. Over the years, I’ve built a career as a results-driven data scientist with extensive expertise in machine learning, deep learning, and AI solutions, spanning impactful roles across startups, enterprises, and regulated industries.

With over 10 years of experience spanning early-stage startups (4) and Fortune 500 companies, I aim to combine innovation with impact.

Current Role (Principal Data Scientist, Capital One):

  • Achieved six-figure cost savings by eliminating a vendor and supporting critical use cases such as CCAR compliance, NII sensitivity, AOCI forecasting, trading analytics, pricing, and interest rate risk management.
  • Improved model transparency through a web application utilizing explainability methods, aiding stakeholders in making critical business decisions.
  • Led the implementation of monitoring systems to track performance, ensure compliance, and provide actionable insights to stakeholders.

Accomplishments at Work:

  • Played a key role in earning the 2024 Q1 Circle of Excellence award (Capital One’s highest honor) for successfully deploying a high-risk deep learning model into production.[Awarded by CEO of Capital One]
  • Awarded “Principal Associate of the Year” (2023) for significant contributions to model development and explainability tools.

Accomplishments at other avenues

Things I Am Currently Working On

  • Demo RAG App Github and Web url at streamlit(could be down due to resource constraints on the community cloud).
  • Some of the interesting LLM work is in private repositories. To know more, connect with me on LinkedIn.

Connect with me

For Founders and Company

  • 🚀 Deliver Value in Record Time – 2x Faster!

Are you a startup or company looking to accelerate your product development and outpace the competition? Let’s connect!

Interests

  • Deep Learning & Machine Learning
  • Vertical AI agents
  • Natural Language Processing & LLM
  • Risk Modeling
  • Personal Finance
  • Immigration
  • Automation via AI
  • Productivity
  • Social Impact

Education

  • MS in Computer Science

    The University of Texas at Dallas

  • B.Tech in Metallurgical Engineering

    National Institute of Technology, Raipur

Experience

 
 
 
 
 

Principal Associate, Data Scientist

Capital One

Jan 2023 – Present Mclean,VA

Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts operated primarily in US.

• Model Impact: Achieved six-figure cost savings by eliminating vendor, supporting critical usage such as CCAR compliance, NII sensitivity, AOCI forecasting, trading analytics, pricing, and Interest rate risk management.

• Deep Learning Explainability Tool: Enhanced model transparency by equipping stakeholders with insights to support key business decisions through a web application utilizing explainability method.

• Model Monitoring: Led the implementation of monitoring systems to track performance and ensure compliance, providing insights to stakeholders to support business decisions and stay compliant.

 
 
 
 
 

Senior Associate, Data Scientist

Capital One

Aug 2021 – Jan 2023 Mclean,VA

Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts operated primarily in US.

• Feature Engineering: Partnered with domain experts and stakeholders to define strategic objectives for the MBS prepayment model, performing feature engineering and exploratory data analysis to identify key predictors of prepayment behavior.

• Data Engineering: Played key role in designing a robust data pipeline, collaborating with the data team to integrate dynamic and static features, ensuring streamlined workflows for training and production.

• Model Training and Communication: Leveraged deep learning expertise to train high performance models, collaborating with the risk management team to deliver insights and secure approvals.

 
 
 
 
 

Data Scientist Intern

Ocrolus, Inc.

Jun 2021 – Aug 2021 New York City, New York

Ocrolus is a document automation platform that powers the digital lending ecosystem, automating credit decisions across fintech, mortgage, and banking.

• Debugged and validated the data pipeline to develop a model for classifying businesses into categories for loan processing.

 
 
 
 
 

Data Scientist and Platform Development Intern

Lantern Pharma, Inc.

Jan 2021 – Apr 2021 Dallas,TX

Lantern Pharma is a uniquely positioned life science company pushing innovations in pharmaceutical biotechnology and drug-companion diagnostic co-development through Artificial Intelligence, Machine Learning, and Genomics.

• Developed a module to ingest genomics data (TCGA) of 50k+ samples and 3 billion+ data points into S3 using Nextflow, a workflow management system for bioinformatics analysis.

• Implemented a micro-service using Docker to process the ingested data, and deployed it using AWS ECS (Elastic Container Service) for scalability and fault tolerance

 
 
 
 
 

Data Scientist Intern

Capital One

Jun 2020 – Aug 2020 McLean,VA

Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts operated primarily in US.

• Optimized workflow to reduce experimentation time, and generated a comprehensive report for POC models’ comparison.

 
 
 
 
 

Machine Learning Specialist | Student Assistant

VHSS Lab at Center for Modeling and Simulation, UTD

Sep 2019 – May 2020 Richardson,TX

VHSS Lab, UTD is a cross-disciplinary team including full-time and student computer and behavioral scientists, human computer interaction experts, animators and modelers under Dr. Marjorie Zielke.

Researched and trained transformer-based model for (virtual patient)[https://news.utdallas.edu/science-technology/augmented-reality-zielke-nsf-grant-2020/?WT.mc_id=NewsEmail] interacting with medical students using Pytorch.

 
 
 
 
 

Artificial Intelligence Engineer

Huddl Enterprise Communication Pvt. Ltd

Apr 2018 – Jun 2019 Hyderabad,India

Huddl is the collaboration hub that brings the right people, information, and tools together to get work done.

• Led development of an NER system for a voice assistant, utilizing gazetteer to improve accuracy. • Built an OCR parser with K-means clustering to filter keywords for improving search results of meeting screenshots.

 
 
 
 
 

Associate Data Science Engineer

CoArtha Technosolution Pvt. Ltd.

Sep 2017 – Apr 2018 Hyderabad,India

CoArtha TechnoSolutions is an IT company and has a product called maprecruit.com which provides a parallel and intelligent recruiting platform.

• Built an NER system to map entities from job descriptions and resumes into a Knowledge Graph, enhancing matching and ranking performance.

• Developed a Random Forest model to assess candidates, leveraging audio features and transcription.

 
 
 
 
 

Associate Software Engineer

CoArtha Technosolution Pvt. Ltd.

Sep 2016 – Aug 2017 Hyderabad,India

CoArtha TechnoSolutions is an IT company and has a product called maprecruit.com which provides a parallel and intelligent recruiting platform.

• Built a pipeline to scrape data from 1M+ job descriptions, engineered features, and trained a classifier for sections.

 
 
 
 
 

Founder

DigiFledged

Jul 2015 – Aug 2016 Bhilai,India

Motivated by my previous training experience at DSIM, We started a small venture, Digifledged. Here, We started a small venture to help businesses to start their digital journey. We mainly served services such as web development, digital marketing, Analytics using machine learning, and excel automation/reporting projects services with macros.

Responsibilities:-

  • Built connections with clients and discuss requirements of projects regarding.
  • Developed & design website with excellent delivery on time with client satisfaction.
  • Developed & successfully managed a blog differencetalk.com and homeitarian.com with 130k+ pageviews between April 2016 to March 2019.
  • Delivered multiple projects and earned revenue of more than 200K INR within 1 year and became profitable.
  • Fulfilled more than 17+ freelancing projects on Excel dashboard and automation.
  • Level 1 Seller on Fiverr with more than 10, 5-star ratings.

Client Projects:- Projectcuriosity.in | Ophthalmicmart.com(old) | Aditispat.com | Ezoneservices.in

 
 
 
 
 

Junior Manager

JSW Steel Ltd.

Feb 2014 – Apr 2015 Karnataka,India

JSW Group is a $12 billion company and leading Indian multinational steel making company. It is one of the fastest growing companies in India with a global footprint in over 140 countries

• Managed a sub section of manufacturing area and provided analysis to upper management, resulting in productivity improvement.

 
 
 
 
 

Trainee

Delhi School of Internet Marketing

Aug 2013 – Jan 2014 Delhi,India
Delhi School of Internet Marketing provides full-fledged live classroom training for Students industry executives and entrepreneurs. I attended the hands-on training is provided in batches in a structured where trainees have access to practical application opportunities to practice and apply learned skills.

Skills

ML algorithms

Linear/Logistic Regression, SVM, Clustering, Tree Algorithms, Naive Bayes, Ensemble Methods

Libraries

Numpy, Pandas, Matplotlib, Plotly, NLTK, Gensim, Sklearn, Spacy, Scipy, Tensorflow, PyTorch

DL algorithms

Feed Forward NN, RNN, CNN, Attention Mechanism

SQL/NOSQL

MySQL, MongoDB, ElasticSearch, DynamoDB, Neo4j

Tools and Technologies

Linux, Django, Rest-API, Docker, Kubernetes, ML-flow, AWS, Terraform, ECR, Hadoop, Hive, Spark

Langauage & Frameworks

Python, C, Java, Scala, Matlab, Django, Flask, Node.js

Projects

*

Certification

Natural Language Processing with Probabilistic Models

See certificate

Natural Language Processing with Classification and Vector Spaces

See certificate

Improving Deep Neural Networks: Hyperparameter tuning, Regularization and Optimization

See certificate

Architecting in AWS by The University of Texas at Dallas

See certificate

Neural Networks and Deep Learning

See certificate

Machine Learning

See certificate

Pytorch

See certificate

Linked Data Engineering

See certificate